Funeral Insurance Quick Tips

  • Make sure your funeral cover beneficiary has a copy of your policy details so they can act when the time finally comes. Let them know in advance of your wishes too.
  • Funeral Plans, at Pinnacle Life, issued via Insurance Helpline come with $5000 free death by accident cover if you die overseas
  • Acceptance is guaranteed with no health questions asked – ever
  • The younger you are the lower the funeral insurance premiums
  • Funeral Plan premiums do not increase yearly as you age
  • You have to be a citizen or resident to get NZ Funeral cover
  • Many people look to replace life cover with Funeral cover post 65
  • Select enough cover for your funeral but make sure it is affordable
  • Options exist to sign up funeral cover on behalf of close family
  • Premiums are based on your age now, don’t delay or it costs more
  • Insurers differ on premiums so you must compare numerous options
  • Package discounts of up to 20% apply on funeral insurance
  • It is better to have some funeral cover than nothing, buy what you can
  • Buy Funeral Cover at the youngest age for low long term premiums
  • Your funeral insurance is paid in cash so can be spent as required
  • Check our funeral insurance comparison NZ chart before you buy
  • Funeral cover can start from just $3000 but more cover the better
  • Compare at least 3 funeral plans before choosing your funeral cover
  • Make sure to give your beneficiary all your funeral insurance details
  • Most customers asked for $7500 or $10000 funeral cover
  • You can buy funeral insurance with premiums for 10 years only
  • Get at least 3 funeral cover quotes before deciding on your best option
  • Consider some of the niche funeral insurance options out there too
  • You can select funeral cover for an amount in excess of just the likely funeral costs if you want a little extra left over for any other purpose (clear debt, help with family travel costs etc).
  • The minimum funeral insurance cover, for the majority of funeral plans, is $5000. The maximum is typically $30000 but only with a couple of insurers
  • All funeral insurance providers have different policy benefits
  • You can get funeral cover if you are aged 30 to 85
  • Funeral Insurance cover amounts range from $5000 to $30000
  • Funeral Covers do exist where cover continues free after age 85
  • Apply online for immediate funeral insurance with some insurers
  • You can change your funeral plan beneficiary for free at any time
  • Some funeral plans come with 10% off for the first 24 or 48 months
  • No funeral plan we promote ceases completely at a certain age
  • Never insure with a company that ceases cover at certain ages
  • If you are 30-50 maybe life insurance is better than a funeral plan
  • Use a funeral insurance comparison chart to compare funeral plans
  • Just because insurers are on TV a lot does not mean they are best
  • For very low funeral cover, like $5000 only try Cigna Life or AA Life
  • The top funeral plans are not just with leading insurers, niche better
  • New Funeral Plans are not available for those aged over 86
  • Funeral Plans NZ available from age 30 to age 85 no health questions
  • You can reduce your funeral cover NZ at any time for no cost, if needed
  • You can make funeral plan premium payments for your parents
  • Funeral Plans NZ are available where premiums are capped to cover
  • You can later cancel funeral cover but buy with intention of keeping it
  • You can change your funeral cover beneficiary later. if needed
Please complete our enquiry form and we will provide quotes and comparative information by return email shortly.
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