Posted on 16 December, 2017 at 6:00

Some years back a Samoan family purchased a funeral plan for their mother. This ended up being a real financial benefit to them when she eventually passed on.

Before arranging this funeral cover for the mother, their father had just passed away. The cost to the wider family had been significant at that time due to the large numbers of family in New Zealand and from Samoa who wanted to attend. Some of the Samoan based extended family did not have the ready funds to pay for flights so this also fell on the rest of the family to help them. There was no funeral insurance for the father at the time.

Funeral Insurance was arranged for the mother at $25000. The family helped her with the paperwork and they arranged as a wider family group to contribute to the premium payments. So, with the help of a number of people to premiums were manageable. They took $25000 funeral cover as they knew from experience that would likely be the likely cost, including helping some overseas family to attend.

We understand their mother passed away last year. But, comforting was that the funeral insurance at least was there to help the family easily and quickly pay for all the funeral and related travel costs.

Insurance gets a bad rap a lot of the time, sometimes warranted, but at least here is an example of funeral insurance really doing the right thing at the right time.

Paul Woollams, Funeral Insurance NZ