funeral insurance new zealand - compare funeral cover plans   

Click here to edit subtitle

Funeral Insurance Comparison NZ - Compare benefits of Cigna Funeral Cover, AA Funeral Insurance, Pinnacle Funeral Cover and up to 8 other leading Funeral Covers NZ  

Cigna Funeral Insurance , AA Funeral Cover, Pinnacle Life Funeral Cover and numerous other funeral plans NZ exist but how do you know how the policy benefits and entry criteria differ. Our funeral insurance comparison chart below will provide you with all the information you require to compare leading funeral covers NZ. 


At Funeral Insurance NZ we aim to provide the most comprehensive information about funeral cover, but in the most simplified emailed format. All this available 24/7 with no obligation and no hassle for you.


Please click on the image to the left or below and complete our short enquiry form. This gives us all the information we require to complete a range of quotes from various NZ funeral cover insurers. Then, almost immediately, we can send you a personalised email with the best deals and anything else you need to know. 



Our commitment to you;

  • We will email you premium details from up to 5 funeral insurance NZ plans
  • We will provide brochures and application forms for recommended plans
  • We will email our comprehensive funeral insurance comparisons chart
  • Any premiums quoted are no more than if you contacted insurers directly
  • In some instances we have gift offers of up to the first 3 months free

Our free service operates days, nights and all weekend for your prompt reply


  • Funeral Insurance is guaranteed acceptance, no health questions asked of you
  • Funeral cover NZ options exists for ages 30 to 85
  • Funeral insurance NZ premiums are fixed for life (but some have discounts for the first 1 or 2 years)  
  • Funeral Plan cover amounts typically range from $5000 to $30000
  • Claims are paid to your nominated beneficiary promptly on your passing, with easy requirements


Compare the Funeral Insurance criteria of;

Cigna Funeral Insurance / Cigna Funeral Cover, AA Life Funeral Cover, Pinnacle Life, Fidelity Life, Partners Life, State Insurance, Southsure Assurance, AIA Life, Sentinel 60 Plus, First Credit Union, AMI Funeral Plus

Pinnacle Life – entry age 30 to 75

  • After age 85 the policy continues free of further premium payments
  • Acceptance is guaranteed, there are no medical question asked
  • Cover yourself for $7,500, $10,000, $12,500, $15,000, $20,000 or $25,000
  • Where practical your claim will be paid within 24 hours of acceptance
  • You are covered for accidental death for the first 2 years and any death after that, for death by natural causes in the first 2 years your premium would be refunded


Partners Life - entry age 55 to 85

  • You can select any cover amount from $5,000 to $20,000
  • You are covered immediately for accidental death, in the first two years if death is by natural causes then 100% of premiums is refunded, full cover exists from year 3


Cigna Life Insurance New Zealand Ltd – entry age 50 to 85

  • No medical questions are asked, acceptance is guaranteed
  • You can select an available cover level from $3000 to $30000
  • Immediate cover for death by accident and full cover after 24 months, if death by natural causes occurs in the first two year period 100% of premiums are refunded
  • Cash payments are normally made within 48 hours of the claim being accepted


AA Life – entry age 50 to 79

  • No medical questions are asked, acceptance is guaranteed
  • You can select any cover amount from $5,000 to $30,000
  • Claims are paid within 48 hours of claims acceptance
  • You are covered immediately for accidental death, in the first two years if death is by natural causes then 100% of premiums is refunded


Fidelity Life (Funeral Fund) - entry age 17 to 65 next birthday

  • No medical questions are asked, cover is a fixed amount of $12,000
  • Premiums are fixed for 10 years and then cover continues free after that period
  • You are covered immediately for accidental death, in the first two years if death is by natural causes then premiums are refunded


State Insurance - entry age 30 to 75

  • Cover yourself for amounts from $3,000 to $15000, no medical questions asked
  • You are covered for accidental death for the first 2 years and any death after that, for death by natural causes in the first 2 years your premium would be refunded


Southsure Assurance - entry age 55 to 85

  • Cover yourself for amounts from $5,000 to $15000, no medical questions asked
  • You are covered for accidental death for the first 2 years and any death after that, for death by natural causes in the first 2 years your premium would be refunded
  • Policies renew automatically every year until age 85 after which cover is free
  • Claims are normally paid for within 48 hours of claims acceptance


AIA Life (Legacy Life policy) - entry age 50 to 80

  • Cover yourself for amounts from $4000 to $15000, no medical questions asked
  • You are covered for accidental death for the first 2 years and any death after that, for death by natural causes in the first 2 years your premium would be refunded


Sentinel 60 Plus – for those over age 60

  • Cover yourself for $5,000, $7500 or $10000, no medical questions asked
  • You pay a single one off premium (works similar to an investment)


First Credit Union – entry age 16 to 85

  • Cover yourself for $5,000, $7500 or $10000, no medical questions asked
  • Death by natural causes is covered after 12 months if aged 16-75 or 24 months for ages 76-85
  • In all situations cover ceases at age 86 (NB this is an important ‘small print’)
  • Premiums increase when you reach a new age band (the bands are in 5 year blocks)


AMI Funeral Plus - entry age 50 to 75

  • Cover yourself for amounts from $3,000 to $15000, no medical questions asked
  • You are covered for accidental death for the first 2 years and any death after that, for death by natural causes in the first 2 years your premium would be refunded



Please note; Where directly comparable information is not show for any insurer it is because the detail is unknown or unavailable from their website or other publicly known information

For full wordings please refer to the documents of each insurer. This information is provided by Insurance Helpline with best efforts to maintain accuracy

1. Premiums may be altered if there are law changes affecting Funeral Insurance cover

2. Insurance Helpline are not agents for all insurers shown above, in those cases this information is obtained from their websites solely in the interests of providing comparative information