funeral insurance new zealand - compare funeral cover plans   

Click here to edit subtitle

Funeral Insurance / Funeral Cover NZ - Premium Examples

Funeral Insurance, also knows as funeral cover or funeral plans, set their premiums based on the following;


  • Whether you are male or female
  • Your age at the time the policy commences 
  • If you are a smoker or non-smoker 
  • The amount of funeral cover you require.

Most funeral insurance providers have a discount for a joint policy application and some other one off promotional discounts.  


Contact us for a firm indication of cost for your funeral insurance but for some general idea of cost here are some premium examples for funeral plans in New Zealand. Please note these premiums are fixed for life ie they will not increase based on your age although some examples may include a 10% promotional discount for the first 12 or 24 months;

  • Male, aged 73, non smoker, $7500 cover - $73.40 per month (as at 3/5/2017)
  • Female, aged 66, non smoker, $12500 cover - $62.15 per month (as at 6/5/2017)
  • Male and Female couple both aged 65, non smokers, $7500 cover each  - $68.85 per month (as at 15/6/2017)
  • Male and Female couple aged 57 and 50, non smokers, $15000 cover each - $81.90 per month (as at 1/7/2017)
  • Female, aged 64, non smoker, $5000 cover - $28.42 per month (as at 13/8/2017)
  • Male, aged 64, non smoker, $15000 cover - $101.08 per month (as at 28/08/2017)
  • Male, aged 68, smoker, $7500 cover - $80.41 per month (as at 12/9/2017)
  • Female, aged 67, Male, aged 68, non smokers , $7500 cover each - $86.21 per month (as at 19/9/2017)
  • Male, aged 70, non smoker, $7500 cover - $68.71 per month (as at 1/10/2017
  • Female aged 59 and Male aged 68, non smokers, $7500 cover each - $72.70 per month (as at 8/10/2017)


  • Female, aged 75, non smoker, $7500 cover - $66.52 per month (as at 5/5/2017
  • Male, aged 53, non smoker, $10000 cover - $38.25 per month (as at 10/5/2017)
  • Male and Female couple both aged 60, non smokers, $10000 cover each - $72.60 per month (as at 15/6/2017)
  • Male and Female couple aged 62 and 63, non smokers, $7500 cover each - 62.78 per month (as at 1/7/2017)
  • Male, aged 57,  non smoker, $5000 cover - $23.72 per month (as at 13/8/2017)
  • Female, aged 70, non smoker, $10000 cover - $75.90 per month (as at 28/08/2017)
  • Female, aged 58, smoker, $7500 cover - $39.70 per month (as at 12/9/2017)
  • Male, aged 63, smoker and Female, aged 62, non smoker, $10000 cover each - $109.49 (as at 19/9/2017)
  • Female, aged 40, non smoker, $15000 cover - $28.57 per month (as at 1/10/2017)
  • Female, aged 69, non smoker, $7500 cover - $52.87 per month (as at 8/10/2017)