funeral insurance new zealand - compare funeral cover plans   

If you watch a bit of day time day TV you are likely to have seen more than your fair share of ads for Funeral Insurance NZ, in fact ads such as some from Cigna Life for their Cigna Funeral Cover are not particularly well thought of. A recent ad for Cigna Funeral Insurance did not fair so well in the Fair Go best and worst ads but that was probably a bit harsh. It is not so much people that do not see value in funeral insurance it is likely just that people prefer not to have this topic shove...

If you are comparing funeral cover NZ quotes across a range of insurers it will become obvious very quickly that the range between the most expensive and the cheapest funeral plan can be significant. And often, when it comes to funeral insurance the plans are not too different from insurer to insurer. Most expensive does not always mean the best and cheapest does not always mean the worst.  

Some insurers tend to be naturally expensive, they may have big high street off...

Good news!, making a funeral insurance claim is really easy. But it needs to be right? at that time the last thing you want is any hassle from any insurance company. Funeral Insurance is designed to be simple right from the quoting and application stage to the claim stage. 

When the funeral cover is first arranged you will have nominated a beneficiary which will typically be your spouse, son, daughter or trusted friend. We encourage people to provide a copy of the funer...

Funeral Insurance in New Zealand is one of the more simple insurance plans as it is guaranteed acceptance. Therefore the questions asked are not invasive or extensive like many life insurance or health insurance application forms are. With funeral plans you do not need to disclose any previous or current health issues. 

So, the first part of any application is really just to collect basic personal information such as your name, address, contact phone numbers, email addr...

Paying for your funeral cover NZ by direct debit is the only option most funeral insurers offer. But many people on a fixed superannuation or lower income find this option unsatisfactory to fit in with their budgetting. It also seems that the older we get the more we prefer to manage payments such as insurance ourselves. There seems a mistrust in direct debits and it also does not allow for the same level of flexibility to the customer. 

One of the funeral insurance NZ ...

We do get a lot of funeral insurance enquiries from those aged 70 and over. It probably makes some sense that people of these ages are very likely to be mindful of what may come about in the next chapter of their lives and to start preparing to make sure that things like their funeral costs are going to be looked after. Many such people are also on a tight budget sadly. 

While the cost of Funeral Cover NZ is a big consideration regardless of your age it is fair to say ...

If you do a quick funeral insurance search of google NZ you will see 3 funeral cover NZ providers close to the top of page 1 nearly all the time. Cigna Funeral Insurance (or Cigna Funeral cover), AA Funeral Cover and Pinnacle Life Funeral Cover are 3 of the dominant players on the area of Funeral Insurance NZ.google online advertising. So let's do a quick comparison of their products (where some obvious differences are known);

Cover levels and age entry points;

We get a lot of people with current Life Insurance enquire about Funeral Insurance, especially as they reach 60-65 (or older). It is a very common, and understandable, question and tends to be asked on renewal of the life cover when a customer sees a year on year increase of 10%, 15% or even more. Unless your premium was fixed until a certain age, life premiums are based on your current age so the older you are the higher the premium. And of course each year you become older so the premium ri...

About 5 years ago we arranged a funeral cover for Viliami who was 67 year old and living in Auckland. His wife had died a year earlier and he was now living with his son and family. The family did not have funeral insurance for Viliami's wife and the costs associated with the funeral were close to $20000 as there some family members from Samoa who wanted to attend the funeral in New Zealand but needed help with money for fights. Viliami and close family mainly borrowed from other family and a...

All Funeral covers in New Zealand have a stand down period of 2 years for all death claims arising from natural causes. So, this is where someone passes away as a result or any illness or because of an age related condition. The distinction is that natural causes is anything that is not a sudden unforeseen 'accident'.  

All Funeral Insurance in New Zealand is guaranteed acceptance with no health questions asked. So, regardless of your current or previous health any New ...